If you’re in search of a tender, moist loaf that’s loaded with sweet bananas and melty chocolate in every bite, Banana Chocolate Chip Bread is about to become your go-to treat. This irresistible quick bread marries the nostalgic comfort of classic banana bread with the decadent addition of chocolate chips, making it a favorite for breakfast, snacks, or dessert. Whether you serve it warm with a cup of coffee or as a sweet finish to your meal, Banana Chocolate Chip Bread always brings smiles to the table.

Ingredients You’ll Need
You’ll be amazed how a handful of ingredients—most of which you probably already have—come together to create such a delicious loaf. Each ingredient is carefully chosen to make sure you get that perfect balance of flavor, texture, and visual appeal in every slice of Banana Chocolate Chip Bread.
- Bananas: Overripe, speckled bananas add essential sweetness and moisture for the classic banana bread texture.
- Unsalted butter: Melted butter gives richness and tender crumb while letting the natural banana flavor shine through.
- Granulated sugar: Provides just enough sweetness to complement the bananas and chocolate.
- Eggs: These bind everything together and add structure to the loaf.
- Vanilla extract: Rounds out the flavors and enhances both banana and chocolate notes.
- All-purpose flour: Creates the perfect base for a hearty quick bread without being too dense.
- Baking soda: Helps the bread rise, resulting in a soft, fluffy crumb.
- Salt: A tiny bit brings out all the other flavors—don’t skip it!
- Cinnamon: Adds a warm, cozy undertone that complements both banana and chocolate.
- Semi-sweet chocolate chips: These provide pockets of gooey, chocolatey goodness in every bite.
- Additional chocolate chips for topping (optional): Press a few more chips on top before baking for a tempting finish.
How to Make Banana Chocolate Chip Bread
Step 1: Prep Your Pan and Preheat the Oven
Start by heating your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper, so your Banana Chocolate Chip Bread will lift out easily and have beautifully crisp, golden edges.
Step 2: Mash Bananas and Mix Wet Ingredients
In a large bowl, mash your ripe bananas until mostly smooth—some small lumps are perfect for extra texture. Whisk in the melted butter, sugar, eggs, and vanilla extract until you have a creamy, cohesive mixture. This step fills your kitchen with that signature banana aroma we all love.
Step 3: Combine Dry Ingredients
In a separate bowl, whisk together the all-purpose flour, baking soda, salt, and cinnamon. This simple step ensures your leavening and spices are evenly distributed, so every bite of your Banana Chocolate Chip Bread is consistent and flavorful.
Step 4: Blend Wet and Dry Ingredients
Gradually add the dry mixture to the wet banana mixture. Stir gently with a spatula or wooden spoon, mixing only until just combined. Overmixing can make the loaf tough—stop as soon as you see no dry flour.
Step 5: Add Chocolate Chips
Fold in the chocolate chips, saving a handful for the top if you want a show-stopping chocolate-studded surface. The chips should be evenly dispersed, so every slice has its fair share of chocolatey pockets.
Step 6: Bake to Perfection
Pour the batter into your prepared loaf pan, smoothing the top with a spatula. Sprinkle on extra chocolate chips if you’d like. Bake for 55–65 minutes, or until a toothpick inserted into the center comes out clean or with just a few moist crumbs. Let it cool in the pan for about 10 minutes, then transfer to a wire rack to cool completely. Waiting is the hardest part, but it’s worth it!
How to Serve Banana Chocolate Chip Bread

Garnishes
A few easy garnishes can make your Banana Chocolate Chip Bread truly irresistible. Try dusting the cooled loaf with powdered sugar, drizzling a bit of melted chocolate for extra decadence, or adding a sprinkle of chopped nuts for crunch and contrast. For a fancy brunch, a dollop of whipped cream or a spoonful of vanilla Greek yogurt is lovely.
Side Dishes
This bread shines on its own but pairs beautifully with fresh berries, a fruit salad, or a creamy latte for breakfast. For dessert, serve slices with a scoop of vanilla ice cream or alongside a mug of hot cocoa for a heavenly treat. Banana Chocolate Chip Bread is so versatile, you can dress it up or down depending on the occasion.
Creative Ways to Present
For brunch parties, try slicing Banana Chocolate Chip Bread into cubes and serving as part of a sweet bread platter. Make mini loaves or muffins to send in lunchboxes or gift to friends. For a fun twist, grill a slice in a skillet and top with caramelized bananas—pure bliss!
Make Ahead and Storage
Storing Leftovers
To keep your Banana Chocolate Chip Bread moist and delicious, wrap it tightly in plastic wrap or store in an airtight container at room temperature for up to three days. If your kitchen is especially warm, pop it in the fridge to keep it fresh a little longer.
Freezing
Banana Chocolate Chip Bread freezes beautifully! Simply let the loaf cool completely, then wrap it securely in plastic wrap and aluminum foil, or store slices in a freezer bag. It will keep well for up to three months—just thaw at room temperature before enjoying.
Reheating
Warm a slice in the microwave for 10–15 seconds to melt those chocolate chips and revive the fresh-baked aroma, or pop individual slices in a toaster oven. A gentle reheat brings back that just-baked magic every time.
FAQs
How ripe should the bananas be for Banana Chocolate Chip Bread?
The riper, the better! Look for bananas that are deeply speckled or even turning black. The more overripe, the sweeter and more flavorful your bread will be.
Can I use frozen bananas?
Absolutely! Just thaw them first, drain any excess liquid, and mash as usual. Frozen bananas often create an even moister loaf, which is perfect for Banana Chocolate Chip Bread.
What kind of chocolate chips work best?
Semi-sweet chocolate chips are classic, but dark or milk chocolate work wonderfully too. Try mini chips for more even chocolate distribution, or mix in some chunks for bigger bursts of chocolate.
Can I add nuts to the recipe?
Yes! Chopped walnuts or pecans add delicious crunch and a slightly toasty flavor. Simply fold in up to 1/2 cup with the chocolate chips for a delightful twist.
How do I know when my Banana Chocolate Chip Bread is fully baked?
Start testing at the 55-minute mark by inserting a toothpick in the center of the loaf. If it comes out clean or with just a few moist crumbs (no wet batter), your bread is ready!
Final Thoughts
Homemade Banana Chocolate Chip Bread has a way of bringing joy to even the simplest moments. If you have a few bananas on the counter and a craving for something heartwarming, this recipe is always a winner. Share it, gift it, or keep it all for yourself—either way, you’ll fall in love with every bite. Give it a try and let your kitchen fill with the unbeatable smell of fresh banana bread and chocolate!
Print
Banana Chocolate Chip Bread Recipe
- Total Time: 1 hour 15 minutes
- Yield: 1 loaf (about 10 slices) 1x
- Diet: Vegetarian
Description
This delectable Banana Chocolate Chip Bread is a moist and flavorful treat that combines the sweetness of ripe bananas with indulgent chocolate chips. Perfect for breakfast or as a snack, this easy recipe is sure to become a favorite in your household.
Ingredients
Bread:
- 3 ripe bananas, mashed
- 1/2 cup unsalted butter, melted
- 3/4 cup granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 3/4 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 teaspoon cinnamon
- 1 cup semi-sweet chocolate chips
- Additional chocolate chips for topping (optional)
Instructions
- Preheat the oven: Preheat the oven to 350°F (175°C) and grease a 9×5-inch loaf pan or line it with parchment paper.
- Mix wet ingredients: In a large bowl, whisk together the mashed bananas, melted butter, sugar, eggs, and vanilla extract until well combined.
- Combine dry ingredients: In a separate bowl, whisk the flour, baking soda, salt, and cinnamon. Gradually add the dry ingredients to the wet mixture, stirring until just combined.
- Add chocolate chips: Fold in the chocolate chips.
- Bake: Pour the batter into the prepared loaf pan, smooth the top, and sprinkle extra chocolate chips on top if desired. Bake for 55–65 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
- Cool: Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Notes
- For added texture, stir in 1/2 cup chopped walnuts or pecans.
- You can use mini chocolate chips for more even distribution.
- To ripen bananas quickly, bake unpeeled bananas at 300°F for 15 minutes.
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Category: Breakfast, Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 280
- Sugar: 21 g
- Sodium: 210 mg
- Fat: 13 g
- Saturated Fat: 7 g
- Unsaturated Fat: 5 g
- Trans Fat: 0 g
- Carbohydrates: 38 g
- Fiber: 2 g
- Protein: 4 g
- Cholesterol: 45 mg